CMS can help banks quickly upgrade current debit and credit cards to IC cards, while supporting other new business extensions based on IC cards, such as storage value cards for financial consumption, financial cards and other applications (such as social security, healthcare, transportation). MCSS provides not just compatible for PBOC3.0, but also compatible for EMV.Multi-tenant design to provide safe and standard end-to-end debit card, credit card, virtual card and other types of cards issuing capabilities for banking institutions